Track record

Live in production, not in a pilot

Every engagement below was delivered by our team, first under the Synchrosoft Interactive name, and most are still running under our SLA today.

At a glance

Engagements, newest first

LIVE SINCEENGAGEMENTCLIENTWHAT WE BUILT

May 2026National e-payment gatewayCommercial bank, MalawiISO 20022 gateway linking a Flexcube core to the national instant payment switch

Dec 2025Instant digital lendingCommercial bank, MalawiStraight-through loan origination with credit bureau checks and core disbursement

Aug 2024ATM bridge modernisationCommercial bank, MalawiISO 8583 bridge with dynamic routing and stand-in processing

Dec 2023Merchant acquiring estateCommercial bank, MalawiAndroid biometric POS with EMV, NFC, QR, fleet management and merchant reporting

Nov 2023BancassuranceCommercial bank, MalawiCore banking linked to underwriters across USSD, mobile, internet banking and teller

Jan 2023Institutional collectionsCommercial bank, MalawiCollections for schools, universities, hospitals, churches, property and a city council

Feb 2021Mobile and USSD bankingCommercial bank, MalawiUSSD over MNO VPN links with 3DES PIN encryption (2021), and a native mobile app (2022)

2026Mobile and agency bankingMicrobank, Equatorial GuineaMobile banking and agent network, re-integrated to a new core banking system during migration

[Confirm date]Revenue-authority e-invoicingFinancial institution, MalawiReal-time VAT reporting middleware from ERP to the national e-invoicing system, delivered in four weeks

Case studies

Three problems, solved in production

LIVE SINCE MAY 2026

A national e-payment gateway on ISO 20022

THE CHALLENGE

A Malawian commercial bank needed its customers to pay online and move money instantly through the national switch, under the switch's ISO 20022 message and signing rules.

WHAT WE BUILT

A gateway between the bank's Flexcube core and the national instant payment switch, supporting 3-D Secure card payments, OTP-based two-factor mobile transactions, XAdES message signing, and automated settlement and reconciliation.

THE RESULT

Live since May 2026 and supported under the bank's SLA. The same architecture now underpins our gateway work for payment service providers.

LIVE SINCE AUG 2024

ATM switching that survives core downtime

THE CHALLENGE

Every core banking outage took ATMs, POS and transfers down with it, and customers noticed first.

WHAT WE BUILT

An ISO 8583 bridge that interfaces directly with the financial switch for dynamic routing. Stand-in processing authenticates and securely queues POS, deposit and EFT transactions while the core is unavailable, then posts them when it returns.

THE RESULT

Customer-facing channels keep working through core maintenance windows and unplanned outages. [Add one verified throughput figure]

CENTRAL AFRICA · 2026

Mobile and agency banking through a core migration

THE CHALLENGE

A microbank in Equatorial Guinea was migrating to a new core banking system. Its mobile and agent channels had to stay live throughout, inside the CEMAC and COBAC framework.

WHAT WE BUILT

We re-integrated the mobile banking and agency banking platforms to the new core, covering account views, transfers, bill payments, the GIMAC regional switch interface, and agent float and commission management.

THE RESULT

Channels stayed operational through the migration. The bank is moving to direct support with us, in English and Spanish.

[Client quote, requested in writing with permission to publish]

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